Questions, answered plainly.

The invite-only network for payments, referrals, and card rewards. We have not launched yet. You claim a free INK ID, bring your people, and follow the products as they ship.

Your unique handle, @yourinkid. Free to reserve, claimed once, and kept while your account remains in good standing (see the Terms). It's planned to appear on the INKPAY card.

Yes. INKPAY is invite-only: reserving takes a member's INK ID, and your people get in through you. If you don't know anyone yet, watch for invite links from INKPAY members.

Reserving an INK ID is free. SuperPass is optional: LITE $50/mo, ELITE $500/mo or annual and save 20%. When offered, it is available in the INKPAY app and billed securely through Stripe; nothing is sold on this website. All paid subscriptions are non-refundable. No purchase guarantees access, approval, or financial results.

Invites are people you bring in yourself. Viral connections are the network that grows from those Invites. Both count toward your INK ID from day one.

Eligible rewards are planned to follow revenues from your network's real activity. The model shows up to 20% of revenues for Invites and up to 2% for Viral connections. Modeled maximums, not typical results; no earnings are guaranteed. Explore the illustrative model for the full assumptions.

Eligible rewards are planned to be paid on the 10th of the following month. Rewards earned in January would pay on February 10th.

We use INKPAY's marketing budget to reward our network. Instead of paying ad platforms, that budget goes back to the people who grow the network. That's why we can offer these kinds of planned reward benefits.

Refer 3 or more SuperPass users within 7 calendar days of generating your INK ID and lock in 2X ongoing earnings. You can count yourself as 1 of the 3 if you're on a paid SuperPass subscription. Invites only. Maintain 3 or more paid SuperPass users to retain the 2X. Limited to INK IDs generated on or before November 30, 2026.

In the earnings calculator the 2X doubles the figure shown. That is a modeling assumption, not a guarantee: eligibility is limited and may end, and no earnings are guaranteed.

Anytime, with no cancellation fee. Cancel directly in the INKPAY app prior to your next billing date. Cancelling stops future billing; your plan features run to the end of the period you paid for, then you move to the Free tier.

Yes, directly in the INKPAY app. Moving to a higher plan takes effect right away. Moving to a lower plan starts at your next renewal date, and you keep the higher plan until then. Your INK ID and connections are unaffected either way.

Yes. Your INK ID and your Invites and Viral connections belong to your free membership, not the paid plan, so cancelling moves you to the Free tier and keeps both. Rewards already credited stay credited; from then on, accrual follows the Free tier and final program terms.

Yes. Resubscribe anytime and paid-tier features resume with your network exactly as you left it, because it never went away. Closing your account is different: it deactivates for 30 days, then closes permanently and your handle may be released. Signing back in during those 30 days restores your account, INK ID, and connections.

The initial card program is coming soon. Subject to partner approval, eligibility, and final terms, so timing isn't announced. Virtual cards are planned first, with earned card finishes.

Connections are encrypted and the Privacy Policy covers what we collect and why. Security concerns: support@inkpayapp.com. Accessibility issues: see our accessibility statement.