Invite-only · INK IDs coming soon

Own the Money

The first Super Intelligent (SI) card that creates social connectivity and pays you for it.

  1. 1Get your INK ID™
  2. 2Choose your SuperPass
  3. 3Invite others and onboard your social network
  4. 4Collect earnings from the activity of your Invites and the virality of your network
  5. 5Check out the 2X earning multiplier on the potential earnings calculator. This is a race to add millions of users. Have fun.

The only pay app and card program that pays you month after month ongoing earnings for the activity of your Invites and social network.1

INK ID claims open when the INKPAY app releases.

Invite-only, card program and P2P payments coming soon. Final program terms apply. For illustration purposes only.4

The INKPAY app home screen: total earnings, this month's change, and Invite and Viral connection counts. For illustration purposes only.
The INKPAY app · For illustration purposes only
The INKPAY card in a beam of light: deep green lacquer, polished metal INKPAY wordmark, mint edge glow, and a member INK ID

The INKPAY Card · concept preview2

the card program

The network comes first.

INKPAY is a card program and pay app that has a Payment and Tracking Engine behind it to calculate compounding earnings. Claim your INK ID, refer people, and the card is built to accelerate your earnings and cash back.

Earnings from your network

It's not just about what you spend. The activity of your Invites count, too.

Virtual first

Payment features are planned to arrive in the app first.

Card products in development

Subject to partner bank and network approval, with AI behind every swipe.

The INKPAY card in an open presentation box: deep green semi gloss face with the INKPAY wordmark in polished metal
Paying for food at a counter by holding a phone showing the INKPAY card up to a contactless terminal

Concept previews. The card is coming soon.2

Build the world now. The card catches up.

  1. 01 · Now

    Build your world

    Claim your INK ID and share your invite. Eligible rewards and earnings follow real activity, not just from personal Invites, but across the entire movement they create.

  2. 02 · Coming soon

    Payment features arrive

    Coming soon. Users may access virtual payment options in the app, subject to approval and eligibility.

  3. 03 · After that

    Rewards and earnings put to work

    Eligible rewards and earnings are designed to give active users ways to capitalize on the value they help create.

Built to reward real activity.

Eligible rewards and earnings are designed to give users ways to capitalize on the value they’ve created. Never luck. Real activity counted.

All card and payment features are planned for a future phase and remain subject to partner bank and network approval.2

for creators · coming soon

Built for people
with an audience.

Concept render: an INKPAY card floating above a black mirror, a blade of light crossing its brushed metal face
Concept render

Your INK ID does the work.

One INK ID across INKPAY, one link to share, and a live picture of the community forming around you.

  • Claimed once
  • A single invite link
  • Invites and Viral connections counted as your reach grows
Illustration slide: Nyjah Huston after a contest win, with a personalized card concept
IllustrationNyjah Huston9.3M followers
royalty illustration · example only

One creator. 93,000 connections. $771K a month.

Modeling 1% of a 9.3M following going active on INKPAY. Fewer Invites and moderate Viral connections modeled.

Invite earnings
$404,736
9,300 Invites
Viral earnings
$366,420
93,000 Viral connections
Every month
$771,156
about $9.2M a year

The user who invited Nyjah via their INK ID referral link is slated to receive up to 2–4% monthly earnings for referring the account.

Run your numbers

Modeled inputs, not typical results. No earnings are guaranteed.1

Creator and card features are in development. Qualification, availability, and terms will apply.1,2

The power of your reach.

Built around your INK ID.

Your network, totaled

Everything your connectivity generates in rewards and earnings, in total, and what arrived while you were away.

INKPAY app home screen showing total earnings and Invite and Viral connection counts

Share your invite

Your INK ID is the invite. Send the link or have people scan your code.

INKPAY app share screen with a bio link card, QR code, and invite link
The curve of a dark planet at night, city lights joined by fine green threads into one network, an ember sunrise on the horizon

Go viral and see your global impact.

Invites and Viral connections, counted live, with the reach map one tap away.

40 seconds

INKPAY in 40 seconds.

Product preview.1,2

the journey

INKPAY in four taps.

One ID. Your entire network.

  • Invite-only: a member's INK ID gets you in.

INK ID claims open when the INKPAY app releases.

01 / 04
superpass

Choose your AI SuperPass.

Three options. SuperPass sets which connections count toward your earnings, at what rate, and raises earnings as your connections grow.3

Your INK ID is the key to the Payment and Tracking Engine. As your network grows, the AI maps new connections and tracks their activity. INKPAY takes a margin for the infrastructure, similar to Airbnb and Uber’s model, and then allocates revenues to the user base. On ELITE, AI Hunter works around the clock to grow your Viral connections. Additional card features and rewards are in development.

Free

Get your INK ID and start your network

$0

No card, no commitment

  • INK ID
  • Network view and earnings projections
  • AI Token usage covered for tracking, KPIs, analytics, and earnings
  • Earnings multipliers and card level based on personal card spend, Invites, and connections*
  • Debit card preorder*
  • Credit card preorder*
  • P2P transactions*
INK ID coming soon
Moderate

LITE

Earnings on unlimited Invites

$50/mo

Cancel anytime. Non-refundable.

  • Everything in Free, plus:
  • Earnings on unlimited Invites and paid monthly
  • 20% from Invites on SuperPass subscriptions, debit and credit card usage, P2P transactions, and additional SuperPass upgrades
  • Bank your SuperPass earnings and wait for debit card issuance, or cash out monthly as you build out your connectivity
  • 2X ongoing earnings multiplier (refer and maintain 3 or more SuperPass users within 7 calendar days of generating your INK ID. You may count yourself as 1 of the 3 if you like. 2X multiplier only available for INK IDs generated on or before 11/30/2026)
Subscribe in the INKPAY app
Advanced

ELITE

Invites and Viral connections, Hunter SI, ZIP codes

$500/mo

Or annual and save 20%. Non-refundable.

  • Everything in LITE, plus:
  • Earnings on unlimited Invites + unlimited Viral connections and paid monthly
  • 20% from Invites + 2% Viral on SuperPass subscriptions, debit and credit card usage, P2P transactions, and additional SuperPass upgrades
  • Hunter SI: advanced AI that works 24/7 to accelerate and potentially double Viral connections*
  • ZIP code earnings (2% on territory revenues): choose 5 ZIPs. Only 1 owner per ZIP. Very limited and almost sold out
Subscribe in the INKPAY app

*Features currently in development.

When a SuperPass subscription is chosen in the INKPAY app, the transaction is billed securely through Stripe; subscriptions are not offered on this website. Earnings examples shown are for illustration purposes only, not typical results. No earnings are guaranteed, and no purchase guarantees access or approval.

trust

Money is serious. We treat it that way.

INKPAY is not a bank

Card and banking features are coming soon through licensed partners.

Billing runs through Stripe

SuperPass, when offered, is billed securely by Stripe. Your card details never touch our servers.

We do not sell your data

Your network and your activity are yours.

AI first, humans behind it

AI answers most questions instantly. Our team handles the rest.

Read the Privacy Policy, Terms, and FAQ.

Territory claimed

Own the Money.

Claim your INK ID before it's taken.

INK IDs are unique. Lock yours in before someone else grabs the one you want.

Concept render: the INKPAY card, black brushed metal with a green sheen where the light rakes across it, lying flat on a black mirror floor with a thin ember horizon behind it

The INKPAY Card · concept preview · coming soon2

  1. 1.Rewards vary by eligibility, verified activity, and final program terms. No earnings are guaranteed, and no purchase guarantees access, approval, or financial results.
  2. 2.The INKPAY card program is coming soon through licensed partners. INKPAY is not a bank. Card imagery is a concept preview; no card is issued today and no issuer is named.
  3. 3.SuperPass is an optional paid subscription, offered when available and billed securely through Stripe. You can cancel at any time; subscription fees are non-refundable unless required by applicable law.
  4. 4.INKPAY is invite-only. Claiming an INK ID is free. Product screens and figures shown are illustrations, not records of real accounts.